Logo blackPrices
Prices
Icon Time
Last updated August 2026

2026’s Cheapest Travel Insurance (Guaranteed)

We have helped 500,000+ travelers select the ideal travel insurance policy for their trips around the globe.

  • Top brands offering excellent service and fast claims payouts
  • Guaranteed lowest prices with exclusive deals
  • Trusted by travel agents, tour groups, adventure companies, solo female travelers, and many more.
Japan travel
Price For 2-week Trip
National average price for a 2-week vacation to Mexico based on a 35-year-old with a $3,500 trip cost. Learn more at the end of this page.
$97.32
Cancel For Any Reason?
Yes
Best Policy For
Everyone
  • Super fast claims via their 100% digital platform with a helpful mobile app
  • Faye makes it easy to add-on coverage for vacation rentals, adventure/extreme sports, pet emergencies, and “cancel for any reason” at competitive prices
  • Underwritten by Crum & Forster, Faye is known for its exceptional customer support, with 4.7/5 stars on Trustpilot
View Plans
Best Price Guaranteed
1

647 people ranked Faye as 4.6 on

Price For 2-week Trip
National average price for a 2-week vacation to Mexico based on a 35-year-old with a $3,500 trip cost. Learn more at the end of this page.
$116.79
Cancel For Any Reason?
Yes
Best Policy For
Travelers Aged 55+
  • Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
  • Trawick offers highly customizable plans including options for cruise travel insurance
  • Founded in 1998 and underwritten by Nationwide and GBG Insurance
View Plans
Best Price Guaranteed
1
Price For 2-week Trip
National average price for a 2-week vacation to Mexico based on a 35-year-old with a $3,500 trip cost. Learn more at the end of this page.
$141.85
Cancel For Any Reason?
Yes
Best Policy For
Family Travel
  • Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any unused, forfeited prepaid non-refundable payments if you decide to go home early from your trip
  • They have a variety of insurance products to suit any travel needs
  • Founded in 1993 and underwritten by Crum & Forster Insurance
View Plans
Best Price Guaranteed
1
Price For 2-week Trip
National average price for a 2-week vacation to Mexico based on a 35-year-old with a $3,500 trip cost. Learn more at the end of this page.
$109.34
Cancel For Any Reason?
Yes
Best Policy For
Adventure Travel
  • Covers almost all adventure activities for a reasonable price for U.S. residents up to age 70 (worldwide up to age 65)
  • Can insure up to 9 people in one family and the signup process is super easy
  • Founded in 2002 and underwritten for U.S. travelers by Nationwide Insurance
View Plans
Best Price Guaranteed
1
Price For 2-week Trip
National average price for a 2-week vacation to Mexico based on a 35-year-old with a $3,500 trip cost. Learn more at the end of this page.
$103.58
Cancel For Any Reason?
Yes
Best Policy For
Trip Interruptions
  • Generali offers up to 175% coverage for trip interruptions due to sickness, injury, death, etc.
  • All of Generali’s plans also include 24/7 multi-lingual support
  • Founded in 1963 and underwritten by Generali U.S. Branch
View Plans
Best Price Guaranteed
1
Price For 2-week Trip
National average price for a 2-week vacation to Mexico based on a 35-year-old with a $3,500 trip cost. Learn more at the end of this page.
124.59
Cancel For Any Reason?
Yes
Best Policy For
An Established Brand
  • Well rounded travel insurance plans from an established and top rated global insurance company
  • AXA has plans that cover pre-existing conditions and their “Platinum” plan covers “cancel for any reason” with an optional add-on
  • Founded in 1959 and underwritten by Nationwide
View Plans
Best Price Guaranteed
1
Price For 2-week Trip
National average price for a 2-week vacation to Mexico based on a 35-year-old with a $3,500 trip cost. Learn more at the end of this page.
$157.02
Cancel For Any Reason?
Yes
Best Policy For
Business Travelers
  • AIG Travel Guard has robust insurance plans, however, they won’t reimburse you if you’ve bought your trip with credit card points
  • They also won’t cover lost eyeglasses, contact lenses, hearing aids or false teeth
  • Founded in 1982 and underwritten by National Union Fire Insurance Company
View Plans
Best Price Guaranteed
1
Price For 2-week Trip
National average price for a 2-week vacation to Mexico based on a 35-year-old with a $3,500 trip cost. Learn more at the end of this page.
$97.32
Cancel For Any Reason?
Yes
Best Policy For
Everyone
  • Super fast claims via their 100% digital platform with a helpful mobile app
  • Faye makes it easy to add-on coverage for vacation rentals, adventure/extreme sports, pet emergencies, and “cancel for any reason” at competitive prices
  • Underwritten by Crum & Forster, Faye is known for its exceptional customer support, with 4.7/5 stars on Trustpilot
View Plans
Best Price Guaranteed
Best Overall
Other providers we evaluated but which did not make our top 7 include: AAA, Aegis, AARP, Allianz, American Express, Atlas, Berkshire Hathaway, Blue Cross, Capital One, Chase, Chubb, Costco, Expedia, Geoblue, IMG, John Hancock, Safety Wing, State Farm, Tin Leg, Travelex, USAA, and more

Ranking Methodology

We ranked more than 7 of the best travel insurance policies based on a variety of important factors including the following:

  • Average price for a 2-week vacation to Mexico based on a 35-year-old with a $3,500 trip cost
  • Below are all the zip codes we used to get the national average prices for each travel insurance provider: AL (35206) | AK (99516) | AZ (85050) | AR (72205) | CA (90210) | CO (80238) | CT (06105) | DE (19904) | FL (33155) | GA (30331) | HI (96821) | ID (83712) | IL (60630) | IN (46229) | IA (50317) | KS (66109) | KY (40511) | LA (70112) | ME (04108) | MD (21209) | MA (02136) | MI (48201) | MN (55414) | MS (39211) | MO (63104) | MT (59101) | NE (68154) | NV (89117) | NH (03062) | NJ (07305) | NM (87120) | NY (10022) | NC (27603) | ND (58104) | OH (44102) | OK (73129) | OR (97229) | PA (19128) | RI (02909) | SC (29414) | SD (57108) | TN (38111) | TX (77054) | UT (84104) | VT (05408) | VA (23221) | WA (98108) | WV (25311) | WI (53225) | WY (82009)
  • Cancel for any reason (CFAR)
  • AM Best rating of the underwriter
  • Key policy details including cancellation, interruption, emergency medical evacuation, and baggage & personal effects
  • Ease of sign up
  • Claim satisfaction
  • Policy language clarity
  • User reviews

Frequently Asked Questions

We don't accept payment for listings or ranking changes. Every provider is shown based on merit — never financial gain.

Travel Insurance Gurus is an A+ rated, BBB-accredited business. Since 2020, we've helped over 100,000 people protect their family. Unlike many competitors, we're a U.S.-based company headquartered in San Francisco, California.

Group 51 67f7b14d6a58f

We may earn a commission if you buy a policy through one of our links which allows us to keep our service free. Companies can't pay to appear in or influence our rankings — our recommendations are 100% independent.

Travel insurance prices are regulated by law. You won't find a lower price anywhere else for a policy found on Travel Insurance Gurus.

No matter which travel insurance provider you choose, U.S. law gives you the ability to cancel as long as it's within 10 days of purchasing and no claims have been made. Check travel insurance off your list and enjoy instant peace of mind with fast sign-up and immediate coverage from many plans.

You don't pay anything to use this site. If you click a link and buy a policy, we may earn a commission from a life insurance provider, however, this does not affect how we rank or recommend plans.

We don't collect personal information. You can browse our website and compare life insurance providers with complete privacy — no phone number, no email, and no personal details are required.

We help you narrow your options and build confidence in your shortlist. Every persons situation is different, so the final decision will always be yours.

Back up to Plans
cross